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Qualified HERO Installers

Haddon Heating and Cooling is a registered HERO program contractor. HERO (Home Energy Renovation Opportunity), is the #1 energy efficiency financing program in the United States. We can help you find out if you qualify for financing on a new energy efficient heating, cooling or air filtration system, give us a call today!

Frequently Asked Questions

How is HERO Financing different from other forms of financing?

HERO provides financing for eligible energy efficient, water efficient, and renewable energy products. HERO finances 100% of the cost to purchase and install eligible products. HERO offers low, fixed interest rates with amortization periods of 5, 10, 15, or 20 years and, unlike other financing options, there are no credit score requirements and repayments are made through your property taxes, with the interest being tax deductible. Additionally, if the property is sold before the HERO assessment is paid in full, the remaining payments can legally be passed on to a new property owner.

How is HERO Financing paid through my property taxes?

The repayment of HERO Financing is included in your property tax bill, which is delivered and collected by the County. You will see a line item titled HERO Financing on your property tax bill. If you make property tax payments through an impound escrow account, your lender will adjust your monthly payment to include the amount due for HERO Financing.

Can I sell or refinance a property that has an outstanding HERO assessment?

Yes, HERO properties can be sold or refinanced at any point. Remaining HERO assessments can be paid off or legally transferred to the new owner. Over 3,000 HERO Homeowners have refinanced or sold their homes, and the HERO assessment has been successfully transferred in the majority of those transactions. This process has recently been streamlined for HERO Homeowners, buyers, and real estate professionals with the assistance of our in-house dedicated group of experts, HERO Property Advisors.

However, homeowners should be aware that lending criteria can change and vary between banks. Some banks and/or purchasers require the outstanding assessment balance to be paid off when a homeowner refinances or sells a home, which can be done without a prepayment penalties.

Should such concerns arise, HERO Property Advisors can assist you in their resolution through a variety of solutions tailored to your unique situation. Real estate professionals and lenders, as well as homeowners and buyers, can contact HERO Property Advisors at 1-855-CAL-HERO for assistance at any point.

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For more than 30 years, Haddon Heating and Cooling has been installing and servicing energy efficient heating and air conditioning systems in the greater Bay Area. We use only the highest-rated systems, backed by a minimum 10 year warranty
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East Bay
135 Mason Circle, Suite L
Concord, CA 94520
Phone: (925) 521-1380
Fax: (925) 521-1381
North Bay
8 Digital Drive, Suite 100
Novato, CA 94949
Phone: (707) 578-5150
Hours: Mon–Fri, 8am–5pm
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Licensed & Bonded
•(Lic. #855456)
• Major Credit Cards Accepted
• Financing available to qualified home owners.
• Proudly Serving Alameda, Contra Costa, Lake, Marin, Mendocino, Napa & Solano Counties